Having good health insurance might seem like all you need to cover your medical bills. However, you might actually be required to make out-of-pocket payments for various reasons. Research shows that in the last two years, one-fifth of U.S. adults received surprise medical bills — and even if you have coverage, you could be stuck with a huge invoice.
Surprise bills arise when your health service provider is out of network, meaning you’re responsible for paying these costs out-of-pocket. Although it can be a tough endeavor, there are a few steps you can take to make these payments more manageable.