Has someone called you for an unpaid loan recorded under your account? That must be Ace Cash Express Collections. Whether the so-called debt is yours or not, you should deal with them as fast as you can. You wouldn’t want to cause yourself any distress yourself.
Any record from Ace Cash Express listed on your credit report will create damage to your credit score. Not only that, it must be irritating to receive calls and emails almost every day from them. Having enough knowledge about collection companies is one of the best ways to avoid running into them. Continue reading to know more about Ace Cash Express, Inc.
What Is Ace Cash Express, Inc.?
Ace Cash Express, Inc. or Ace Cash Express Collections is a legitimate pay lender, and debt collection company originated in Irving, Texas. This company is also a financial service provider operating in over 950 storefronts around the U.S. Ace Cash Express offers the following services:
- Title loans
- Payday loans
- Installment loans
- Cash advances
- Prepaid cards
- Cashing of checks
Like different debt collection companies, Ace Cash Express may hurt your credit score badly if ignored. Dealing with them as soon as possible is the best option you have out there. Visit https://www.crediful.com/collection-agencies/ace-cash-express/ to know more on appropriately getting rid of them.
Should You Pay Or Negotiate A Settlement With Acceptance Now?
Negotiating a settlement or just paying them might be the easiest way to deal with Ace Cash Express Collections. Unfortunately, it is best not to. By doing so, you are only making the situation of your account much worse. Any record of collection agencies on your credit report will still affect your credit score for as long as seven years regardless of payment.
It is advisable to rather seek help from a credible credit repair company. These companies have more experience in deleting negative credit entries from several clients already. Besides, doing a transaction with debt collection agencies alone will not only give you discomfort, but it might encourage you to spend more money than you’re supposed to. Avoid this at all costs.
Should You Contact Ace Cash Express Collections?
As mentioned above, it is never a good strategy to contact any collection company by yourself, especially if you have done it with little to no preparation. You would want to sit down first and think about what options are available for you before dealing with them. The one agency you should contact first is a reputable credit repair company.
Complaints Against Ace Cash Express Collections
- Use of obscene or profane language
- Failure to issue a report to the credit bureau that a debt is in dispute
- Calling before 8:00 AM and after 9:00 PM in your time zone
- Calling at work if your employer prohibits them from doing so
- Making a threat of suing or garnishing your wages